California isn’t just one of the largest states; it’s one of the largest states for manufactured housing. If you’re considering purchasing a manufactured home in the Golden State, you’re getting ready to own a home in one of the most popular retirement and vacation states in the country. That said, you’ll want to prepare for the manufactured home buying process as much as you can before you start. Here’s everything you need to know about how to buy a mobile home in California:
Know Your Market and Price
Before you start looking for mobile homes in California, first you’ll want to ensure that you have two important pieces of information figured out. First, you’ll want a solid idea of where in California you’d like to buy a mobile home. And second, you’ll need to have a firm budget in mind.
Manufactured home prices in California can vary greatly based on their location. Before you start your mobile home search, be sure that you have a solid understanding of what homes in your desired area will cost. This doesn’t have to be an exact number – it’s helpful to have a range of prices, which will also increase the scope of houses that are within your budget.
When it comes to your market, the more specific your manufactured home search is the better. For example, knowing that you want to buy a manufactured home in San Jose, CA will provide you with a more specific budget than wanting to buy a home in Southern California.
Reach Out to the Seller
Once you’ve found your California mobile home, the next step will be to contact the owner to arrange a mobile home tour. This will be your chance to see the home for yourself and get a feel for whether it’s really right for you. It’s also a good chance to talk to the seller about what features the home may include.
MHVillage makes it easy to contact the seller of a manufactured home that you’re interested in. From the home’s listing, simply click on either “Email Seller” or “Call Seller” buttons at the top of the page, or fill out the form on the listing page to get in contact with the seller.
If you tour a mobile home that’s perfect for you, it’s time to make an offer. If it’s accepted, that means you’re now a California mobile home owner! However, there’s still a little bit more to go.
Thankfully, the closing process for buying a mobile home in California is similar to how many other states do it.
As the buyer, you should receive the home’s title and bill of sale during the transaction. You’ll also sign a handful of paperwork involving taxes, insurance, any community-related should you move into one, and the actual down payment on your home. Different types of manufactured home loans may affect how much you pay out of pocket by the time you get the keys.
We mentioned earlier that a manufactured home transaction will require you to receive a title of ownership. In the state of California, you’ll work with the California Department of Housing and Community Development to not only title your home, but register it on an annual basis.
You can visit the HCD’s website to learn more about the transfer of title and registration processes.
So now that we’ve outlined the process for buying a mobile home in California, are you ready to find the manufactured home that’s calling your name in the Golden State? If you are, head over to MHVillage to start your search today.